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Locally owned and operated right here on the Westbank of Louisiana since 1980, Mississippi River Bank provides the personal attention, experiences and resources you need to help you reach your financial goals. As a community bank, Mississippi River Bank can quickly respond to your banking needs and our focus is always right here at home. Big enough to handle all your financial needs, but small enough to remember your name. Mississippi River Bank, “Banking that’s just right for you.”

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.