Personal Savings – Mississippi River Bank

Legacy Savings

Scholar Savings

Kidz Club Savings

Christmas Club

Money Market

Legacy Saving

Our traditional savings account.

Minimum opening deposit: $100.
Balances above $100 will earn interest.
$2 monthly service charge if minimum daily balance falls below $100.
Three (3) withdrawals per month; $2 for each additional withdrawal during the same month.
Interest is compounded daily and credited quarterly.

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Scholar Savings

For young savers ages 15 – 25 years old.

Minimum opening deposit: $100.
Balances above $100 will earn interest.
$2 monthly service charge if minimum daily balance falls below $100.
Three (3) withdrawals per month; $2 for each additional withdrawal during the same month.
eStatements required; $3 paper statement fee.
Interest is compounded daily and credited quarterly.

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Kidz Club Savings

For children up to age 14.

Minimum opening deposit: $25.
Balances above $25 will earn interest.
No monthly service charge.
One fee-free withdrawal per calendar quarter; $2 for each additional withdrawal during the same quarter.
Interest is compounded daily and credited quarterly.

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Christmas Club

Save extra cash for Christmas!

Minimum opening deposit: $25.
Balances above $100 will earn interest.
No monthly service charge.
$5 fee for any withdrawal before maturity.
Account matures in October of each year.

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Money Market

Earn interest with more access flexibility.

Minimum opening deposit: $2,500.
Minimum daily balance to earn interest: $2,500.
$10 monthly service charge if minimum daily balance falls below $2,500.
Six (6) withdrawals per month; $2 for each additional withdrawal during the same month.

CONTACT OR VISIT US TO LEARN MORE

	Legacy Savings	Scholar Savings	Kidz Club Savings	Christmas Club Savings	Money Market
Age Requirement	None	15-25	0-14	None	None
Minimum Opening Balance	$100.00	$100.00	None	None	$2,500.00
Minimum Daily Balance to Avoid Service Charge	$100.00	$100.00	None	None	$2,500.00
Minimum Daily Balance to Earn Interest	$100.00	$100.00	$25.00	$100.00	$2,500.00
Monthly Service Charge	$2.00	$2.00	None	None	$10.00
Excessive Withdrawal/Transfer Fee	$2.00 each in excess of 3 per month	$2.00 each in excess of 3 per month	$2.00 each in excess of 1 per quarter	$5.00 for any withdrawal before maturity	$2.00 each in excess of 6 per month
Paper Statement Fee	None	$3.00	None	None	None
Special Requirements	None	E-Statements Required	Customer must be under age 14	Matures in October each year	None
	Open an Account	Open an Account	Open an Account	Open an Account	Open an Account

Legacy Savings

Scholar Savings

Kidz Club Savings

Christmas Club Savings

Money Market

Age Requirement

None

15-25

0-14

None

Minimum Opening Balance

$100.00

None

$2,500.00

Minimum Daily Balance to Avoid Service Charge

$100.00

None

$2,500.00

Minimum Daily Balance to Earn Interest

$100.00

$25.00

$100.00

$2,500.00

Monthly Service Charge

$2.00

None

$10.00

Excessive Withdrawal/Transfer Fee

$2.00 each in excess of 3 per month

$2.00 each in excess of 1 per quarter

$5.00 for any withdrawal before maturity

$2.00 each in excess of 6 per month

Paper Statement Fee

None

$3.00

None

Special Requirements

None

E-Statements Required

Customer must be under age 14

Matures in October each year

None

Open an Account

Legacy Savings
Age Requirement	None
Minimum Opening Balance	$100.00
Minimum Daily Balance to Avoid Service Charge	$100.00
Minimum Daily Balance to Earn Interest	$100.00
Monthly Service Charge	$2.00
Excessive Withdrawal/Transfer Fee	$2.00 each in excess of 3 per month
Paper Statement Fee	None
Special Requirements	None
Open an Account
Age Requirement	15-25
Minimum Opening Balance	$100.00
Minimum Daily Balance to Avoid Service Charge	$100.00
Minimum Daily Balance to Earn Interest	$100.00
Monthly Service Charge	$2.00
Excessive Withdrawal/Transfer Fee	$2.00 each in excess of 3 per month
Paper Statement Fee	$3.00
Special Requirements	E-Statements Required
Open an Account
Age Requirement	0-14
Minimum Opening Balance	None
Minimum Daily Balance to Avoid Service Charge	None
Minimum Daily Balance to Earn Interest	$25.00
Monthly Service Charge	None
Excessive Withdrawal/Transfer Fee	$2.00 each in excess of 1 per quarter
Paper Statement Fee	None
Special Requirements	Customer must be under age 14
Open an Account
Age Requirement	None
Minimum Opening Balance	None
Minimum Daily Balance to Avoid Service Charge	None
Minimum Daily Balance to Earn Interest	$100.00
Monthly Service Charge	None
Excessive Withdrawal/Transfer Fee	$5.00 for any withdrawal before maturity
Paper Statement Fee	None
Special Requirements	Matures in October each year
Open an Account
Age Requirement	None
Minimum Opening Balance	$2,500.00
Minimum Daily Balance to Avoid Service Charge	$2,500.00
Minimum Daily Balance to Earn Interest	$2,500.00
Monthly Service Charge	$10.00
Excessive Withdrawal/Transfer Fee	$2.00 each in excess of 6 per month
Paper Statement Fee	None
Special Requirements	None
Open an Account

Legacy Savings

Age Requirement

None

Minimum Opening Balance

$100.00

Minimum Daily Balance to Avoid Service Charge

$100.00

Minimum Daily Balance to Earn Interest

$100.00

Monthly Service Charge

$2.00

Excessive Withdrawal/Transfer Fee

$2.00 each in excess of 3 per month

Paper Statement Fee

None

Special Requirements

None

Open an Account

Scholar Savings

Age Requirement

15-25

Minimum Opening Balance

$100.00

Minimum Daily Balance to Avoid Service Charge

$100.00

Minimum Daily Balance to Earn Interest

$100.00

Monthly Service Charge

$2.00

Excessive Withdrawal/Transfer Fee

$2.00 each in excess of 3 per month

Paper Statement Fee

$3.00

Special Requirements

E-Statements Required

Open an Account

Kidz Club Savings

Age Requirement

0-14

Minimum Opening Balance

None

Minimum Daily Balance to Avoid Service Charge

None

Minimum Daily Balance to Earn Interest

$25.00

Monthly Service Charge

None

Excessive Withdrawal/Transfer Fee

$2.00 each in excess of 1 per quarter

Paper Statement Fee

None

Special Requirements

Customer must be under age 14

Open an Account

Christmas Club Savings

Age Requirement

None

Minimum Opening Balance

None

Minimum Daily Balance to Avoid Service Charge

None

Minimum Daily Balance to Earn Interest

$100.00

Monthly Service Charge

None

Excessive Withdrawal/Transfer Fee

$5.00 for any withdrawal before maturity

Paper Statement Fee

None

Special Requirements

Matures in October each year

Open an Account

Money Market

Age Requirement

None

Minimum Opening Balance

$2,500.00

Minimum Daily Balance to Avoid Service Charge

$2,500.00

Minimum Daily Balance to Earn Interest

$2,500.00

Monthly Service Charge

$10.00

Excessive Withdrawal/Transfer Fee

$2.00 each in excess of 6 per month

Paper Statement Fee

None

Special Requirements

None

Open an Account